Cycling Incident
A broken collarbone is never fun but even less when it’s not from a daredevil manoeuvre!
Cycling down to Brighton to meet a friend for a day out when a car decided to share my side of the road with no warning making me slam on the brakes and land on my shoulder. This was in the high street in Cuckfeild. Luckily there were people around to help me and also make the driver pull over. He did not get out the car to see if I was OK!?
I ended up with a shattered collarbone that needed surgery and 6 weeks in a sling. The worst part of this was sleeping in an upright position! I now have a titanium plate holding it together.
I am a member of British Cycling which thankfully covers me for incidents like this. I am still in the middle of the claim but so far BC have been very helpful. I will update on this page as I move along.
Useful notes!
British Cycling. Legal & insurance benefits for members
Peace-of-mind insurance cover for your cycling
Support when you need it from our legal experts
Our promise to members: no excess or legal fees to pay
Compensation you keep, to help you get back on your bike.
Rapha offer a free repair service where a crash or accident has damaged a garment. This service also applies to garments outside the 30 day return policy. If they cannot repair they will offer a voucher towards new kit!
KASK offers a Crash Replacement Policy through Wiggle, a discount towards the purchase of one new KASK helmet for up to 24 months from the purchase date. It is required that the rider sends back the helmet involved in the accident along with KASK's Crash Replacement form and a proof of purchase.
Camera. Try to have an onboard camera if possible. Cameras don’t lie and will help with your claim.
Evidence. Make sure you get as much information recorded as possible at the scene. All witness information. Insurance and personal details of all involved in the accident. As much video and stills footage as possible. Keep in contact with the witnesses and the police to make sure all information has been collected and passed to the right departments.
